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Get a personal loan to get away, renovate, or consolidate debts. 

Our members can start almost anything with a personal Loan from $5,000 to $80,000.

Whether you're planning a vacation overseas or across Australia, looking to improve your home with some renovations or new house furnishings, or wanting to consolidate debts such as multiple credit cards, a personal loan arranged through your membership at Fair Wealth Australia is a great option. Our members can always turn to us when you want to move forward in life.
Online Shopping

Between $5,000 and $80,000 over either 3, 5 or 7 years - whatever suits you best. No banks.


Loans arranged through Fair Wealth Australia are simple, 100% online and tailored to match our members'  individual situation.


We can arrange both unsecured and secured personal loans for almost anything, including a car, a holiday, medical or dental work, debt consolidation, home improvement or even to help pay for a wedding.


Our loans are sourced from a wide range of partners so you never have to deal with a bank yourself. Any income we derive from the loans we arrange is put back into the organisation to go to work for other members in the forms of grants and other services. It's just another way we're helping our members move forward without the stress of doing these things alone. 


  • You can apply online or in person  

  • Borrow between $5,000 and $80,000

  • Select a term of either 3, 5 or 7 years

  • Flexible terms up to 7 years

  • Credit scores from 300+ considered 

  • Payout early with no additional fees 

  • Australian located business so you’ll always speak to a local team member

Things you should know 

  • Our priority is responsible lending so we will not give you a loan you cannot afford. 

  • We are unable to approve your loan if you are unemployed 

  • Availability of funds is subject to your bank’s clearance times 

Talk to a lending specialist.​

Book a time that suits you to chat to one of our lending specialists so we can answer your questions and understand exactly what you need. 

Request a quote online.​

Or jump straight in and complete the online application form with the aim of fast pre-approval so you can start shopping around with confidence. We'll contact you if we need more information.

Why members (and their friends and family) get their personal loans from Fair Wealth Australia. 

Great Interest Rates

We negotiate on your behalf with all our lenders to source a competitive interest rate for you. We are also a not-for-profit organisaton, and as such do not seek to make the profits of a standard lender. 

Australian Based Team
We have an experienced, Australian based team. At every step of the way, you’ll talk to a real person from as one of our lending specialists who are here to help you or your family member or associate as they seek out a great loan.

Flexible Options
Borrow between $5,000 and $80,000 over either 3, 5 or 7 years as an unsecured or secured loan. Wecan help you customise your loan to suit your personal circumstances and to get the best rate possible.

Get fast answers
You can find out if you pre-qualify in just minutes. The application process is simple, online, plus we’re here to help at each step of the way..

Support the membership
Any commission we receive from lenders for finding you a personal loan, car loan or home loan is invested back into running our non-profit to help grow our membership offering.

We do the work for you
As your broker we shop your future loan around among all the large banks and other source of funds to find the best deal that suits your specific requirements.  

Our process is simple for members, and their friends and famly. 

Step 1 - Get a Quoted Rate
Rate Quote Confirmed
Complete the form to get a quoted rate by providing some quick details online. This will help us identify the lenders best suited for your situation, and secure an estimated rate for your personal circumstance.

Step 2 - Review the Quoted Rate
Approval to Proceed

Once you have the initial rate estimate quoted you can decide whether you would like us to go ahead and help you apply for the loan with one of our most suitable lenders.


Step 3 - Apply
Await Approval
We will send you a link to complete the rest of your personal loan application. This will ask for greater detail including bank statements to confirm your income and other standard details to help facilitate approval. This is nothing to be concerned about and we can help you with this application. 

Step 4 - Sign the Documents

Confirm agreement

Should your personal loan be apprpevd, then we will ensure you have reviewed and understood your credit contract, to then sign and return the document to us for processing. 

Step 5 - Receive the Money

Use the money for the purpose upon which it was borrowed

When the signed documents have been received the money will be deposited into your nominated bank account.

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