Membership Plans
Explore our Membership Plans and Upgrade Options
Looking for real peace of mind in an unpredictable world? We are a not-for-profit membership community dedicated to providing financial relief, sickness and accident cover, funeral cover, and emotional support and counselling services to our members.
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For over 80 years, we’ve helped essential workers and their families stay balanced and resilient by providing access to financial help, risk protection, mental health support, and a strong support network when things don’t go as planned.
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Our community is for working Australians who are looking for support with a human touch, where cases and applications are reviewed by real people who care. As a not-for-profit we work alongside our partners to provide our members with the right support for their unique circumstances, not to make money off their hardships.
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Members can apply for financial assistance if they've been impacted by sickness or accident, natural disaster, unexpected loss of a loved one, and everything in between. We work with our partners to help our members receive discounted insurance rates, help with buying a home - whether it's their first home or an investment property - and assistance with refinancing their mortgages, ensuring that our members can navigate critical moments of their life with peace of mind, and by offering 10 free sessions of counselling a year we also look out for our members' emotional wellbeing, all to make sure that they can get back to feeling like themselves and look to the future with focus and optimism.
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Click below and see if any of our membership plans sound like a fit for you!
We help essential workers that keep the community going by keeping them balanced with financial and mental support.
For almost 8 decades, we have made it our mission to ensure that those who keep our society running smoothly receive assistance they need when they need it most.
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We provided care packages post World War II to those in essential roles and to this day we still provide financial and mental support through our membership packages to strengthen our community from the inside out.
What do we sell? We sell care packages that offers peace of mind.
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Financial Benefits
Access to a financial benefit system for unforeseen financial emergencies.
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Risk Protection Products
We have a number of different risk products to act as a safety net to ensure you or your family have protection for short term emergency situations due to sickness or accidents.
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Mental Health Support
For stability and guidance, we have specific services to help you find the path you need whether that be financially or emotionally with life coaching, counselling, art therapy or workshops.
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Broker Partnership Benefits
We have a partnership with brokers that allow you to receive a competitive discount of up to 10% on your insurance premiums. We also have partnerships with mortgage brokers to allow you to navigate the complexity of obtaining finance
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Support Network
We have a community we have built over 79 years to help during personal or financial difficulties that are ready to help, with the power of numbers behind you can often go further than you can alone.
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What stage of life are you? Or what Era are you currently in? No matter the stage, we’ve been helping essential workers like you for a long time, so talk to us today or join the Fair Wealth Australia team for a little more peace of mind.
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Membership Plans
Financial Benefits
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$500 Education Benefit
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$1,000 Natural Disaster Benefit
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Risk Protection
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$5,000 p.a Sick and Accident Cover for yourself
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$5,000 p.a Sick and Accident Cover for your Immediate Family
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$5,000 Funeral Cover
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Mental Health Support
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Up to 10 sessions p.a of Counselling, Life Coaching or Art Therapy
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Workshops and Events
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Broker Partnership Benefits
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5% discount on Insurance Premiums
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Annual mortgage health check
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Support Network
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Facebook and Social network across the country to help
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Financial Benefits
​
-
$500 Education Benefit
-
$1,000 Natural Disaster Benefit
-
Family Funeral Benefit
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Risk Protection
​
-
$10,000 p.a Sick and Accident Cover for yourself
-
$5,000 p.a Sick and Accident Cover for your Immediate Family
-
$5,000 Funeral Cover
​
Mental Health Support
​
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Up to 10 sessions p.a of Counselling, Life Coaching or Art Therapy
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Workshops and Events
​
Broker Partnership Benefits
​
-
10% discount on Insurance Premiums
-
Annual mortgage health check
​
Support Network
​
-
Facebook and Social network across the country to help
​
​
​
Financial Benefits
​
-
$500 Education Benefit
-
$1,000 Natural Disaster Benefit
-
Family Funeral Benefit
​
Risk Protection
​​
-
$10,000 p.a Sick and Accident Cover for yourself
-
$10,000 p.a Sick and Accident Cover for your Immediate Family
-
$5,000 Funeral Cover
Mental Health Support
​
-
Up to 10 sessions p.a of Counselling, Life Coaching or Art Therapy
-
Workshops and Events
​
Broker Partnership Benefits
​
-
10% discount on insurance premiums
-
Annual mortgage health check
​
Support Network
​
-
Facebook and social network across the country to help
​
MOST POPULAR
Benefits and Additions
Benefits | Standard Membership | Premium Individual | Family Plan |
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$5,000 Sickness and Accident Cover (self) | Included | Included | Included |
$10,000 Sickness and Accident Cover (self) | +$5.00 per week | Included | Included |
$5,000 Sickness and Accident Cover (Family) | Included | +$8.00 per week | Included |
$7,500 Sickness and Accident Cover (Family) | +$2.50 per week | +10.50 per week | Included |
$10,000 Sickness and Accident Cover (Family) | +$5.00 per week | +$13.00 per week | Included |
10 Free Counselling Sessions | Included | Included | Included |
20 Free Counselling Sessions | +$3.00 per week | +$3.00 per week | +$3.00 per week |
Insurance Premium Discounts | 5% | 10% | 10% |
Funeral Cover (up to 80 years old) | Included | Included | Not Included |
Funeral Cover (over 80) | Not Included | Not Included | Not Included |
2 Free Yearly Credit Health Checks | Included | Included | Included |
4 Free Yearly Credit Health Check | +$2.00 per week | +$2.00 per week | +$2.00 per week |
Get to know some of our Members
Meet Sarah
Relationship status: Single Mother
Occupation: Part-time Nurse and Owns A Small Baking Business
Difficulties: She couldn’t apply for a loan to help cover the cost of her child’s medical expenses as her credit score began to suffer and was unable to secure any funds.​​
Through the support of Fair Wealth Australia, Sarah was able to access resources and advice to help her improve her credit score over time and also received a small grant to help cover some of her expenses so she could get by.
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Thanks to Fair Wealth Australia, Sarah's was able to get out of a difficult situation and was able to secure a loan. She was able to increase her baking business and is now able to provide for her family again.
