Car Loans

We're here to help you get the right finance to buy your next car.

Step into Your New Ride with Confidence

At Fair Wealth Australia, we believe that buying a car should be an exciting journey, not a stressful ordeal. Whether it's your first car, an upgrade, or a vehicle for your business, we've got your back.

We don’t lend this money ourselves instead, we act as a broker, connecting you with trusted lenders who offer competitive car loan options. That means more choice, less hassle, and support every step of the way.

Enquire About a Car Loan

Personalised Support Every Step of the Way

We understand that everyone's financial situation is unique. That's why our experienced, Australian-based team takes the time to understand your needs and match you with a loan that fits your circumstances.

No Stress, No Hassle

Forget about navigating complex loan applications on your own. We handle the legwork, negotiating with lenders in our panel to secure rates that are competitive within your profile and the options available. Plus, as a non-profit organisation, any commission we receive goes back into supporting our members.

Features

Loan amounts: $5,000 to $80,000
Flexible terms: Choose 3, 5, or 7 years
Credit scores from 300+ considered
Secured or unsecured options
100% online or in-person, your choice
100% Australian-based support team
Loans available for new cars, utes, trucks, and vehicles up to 5 years old.
Choose between variable or fixed rates, with options for balloon payments.

Things to know

You must be employed to qualify
Fund availability depends on your bank's processing times
We’ll always walk you through your options and there’s never any pressure to go ahead unless it feels right for you.
Fair Wealth Australia acts as a credit assistance provider under Australian Credit Licence.
We work with lenders who follow ASIC’s responsible lending obligations, ensuring loans are only offered when they are suitable and affordable for your situation.
All loans are subject to lender approval, eligibility criteria, and responsible lending checks. Interest rates, fees, and terms vary by lender and your individual circumstances. We'll always give you a clear breakdown before you proceed.
Applying for a loan may involve a credit check by the lender, which could be recorded on your credit file.
Want help? Book a chat with one of our specialists, no strings attached!
For free guidance on managing debt, visit www.moneysmart.gov.au.

Talk to a lending specialist.

Book a time that suits you to chat to one of our lending specialists so we can answer your questions and understand exactly what you need.

Our process is simple for members, and their friends and family.

Step 1 - Apply Online

Application
Simply fill out your application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

Step 2 - Speak to a Specialist

Speak to a specialist to get preliminary approval

You will then have an appointment with one of our lending specialists to organise the preliminary approval of your loan, and help you progress through the approval process as quickly as possible.

Step 3 - Signing the documents

Signing purchase document & loan document
We will send you the final documents to sign including the loan agreement. This will confirm the amount of money you have to spend and can give you confidence to negotiate a deal on your new vehicle.

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