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Suburb Neighbourhood

Home Loans

As a member you and your family and friends can get a great home loan through Fair Wealth Australia.

With access to over 600 products and 20+ banks, we can source the right solution to help with your finances with minimal fuss and the service you know and are comfortable with.​ Talk to us today or read more on how we can assist with finding you finance:
  • First Home Owners
  • Refinancing your existing home loan
  • Purchasing your next investment property
  • Building your dream home
  • Purchasing property with your Superannuation 
  • Consolidating Debt
  • Relocation loans
Suburban House

Get the loan that suits you using the simplest process.​


We help our members  when they're looking to  finance a home or investment property. We work with 20+ banks in order to ensure the best fit for your situation and find the best interest rate possible with the simplest process available.

Trusted lenders to get you the best deal.​

Fair Wealth Australia has relationships with more than 20 of Australia's lenders both large and small. This ensures we get you the best deal based on your personal unique circumstances. 
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Talk to a lending specialist.​

Book a time that suits you to chat to one of our lending specialists so we can answer your questions and understand exactly what you need. 

Why members (and their friends and family) get their home loan from Fair Wealth Australia. 

Great Interest Rates

We negotiate on your behalf with all our lenders to source a competitive interest rate for you. Not just at the start, throughout your home loan we will continue to seek discounts for the entire loan.

Australian Based Team
We have an experienced, Australian based team. At every step of the way, you’ll talk to a real person from as one of our lending specialists who are here to help you or your family member or associate as they seek out a great loan.

Support the membership

Any commission we receive from lenders for finding you a personal loan, car loan or home loan is invested back into running our non-profit to help grow our membership offering.

Get fast answers
For both our home and car loans, you can find out if you pre-qualify in just minutes. The application process is simple, online, plus we’re here to help at each step of the way..

We do the work for you
As your broker we shop your future loan around among all the large banks and other source of funds to find the best deal that suits your specific requirements.  

Our process is simple for members, and their friends and famly. 

All lenders are likely to ask for the same information. If you’re approaching a lender for the first time you’ll need to be “identified”. When you apply for a home loan you have to show identification up to the value of 100 points. A driver’s licence earns 40 points, a credit card can earn 25 points and a birth certificate 70 points. Only original document qualify. 


It’s not unusual for an application form to take up to ten pages. Your lender will want to ascertain your:

  • capacity to repay

  • financial risk

  • collateral (will the property you are buying be adequate security for the amount borrowed?), and

  • existing assets.  


You will also be asked:

  • if you have dependent children

  • how long you have lived at your current address

  • what you owe and own

  • your personal insurances, and

  • your credit card details.  


It is advisable to have:

  • your two most recent pay slips

  • group certificates for the past two years, and

  • documentation from your employer detailing income and length of employment.


Self-employed applicants should provide their past two years’ tax returns or past two years’ financial statements and accountant’s details. Some institutions may even ask for a profit and loss statement certified by a registered accountant.  


Also needed are:

  • savings details

  • bank statements including transaction, saving or passbook accounts

  • investment papers including managed funds or term deposits

  • what you owe and own

  • details of personal loans, credit cards or charge cards, and

  • tax liability if self-employed.  


Details of life insurance policies and superannuation as well as approximate value of other assets such as furniture and jewellery should also be included. 

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