Funeral Cover

Don’t leave your family with the worry of your funeral costs.

What is your plan for your funeral? Who is paying for it? How much should they spend? These are all important questions that you should consider now. Funeral insurance can make life easier for your family should the unthinkable happen. It covers your funeral expenses so they can focus on what they need to rather than having to worry about money.

General Enquiry

Funeral Cover Only Quote

Up to $15,000 for your funeral costs.

A basic funeral costs around $5,000. Your membership with Fair Wealth Australia can cover the costs of your funeral up to $15,000 should you pass away prior to the age of 80 years. It ensures that you're looking after your family even after you're no longer with them. You can also apply for a lifetime policy to cover you past 80 years of age by requesting a quote.

Features

Australian residents aged 18-75 are guaranteed acceptance
No medicals or blood tests
Apply online, over the phone or in office
Range of cover options from $2,500 up to $15,000
Level premiums on all policies, so price does not increase with your age
Choose a policy between lifetime cover or a cover till 80 to suit your budget.
Flexible payment options to suit you at no extra cost
Quick payment to your family – usually within 72 hours of receiving the necessary documentation
Australian located business so you’ll always speak to a local team member.

Things you should know

We cannot refund your policy premiums if you decide to cancel your policy outside of the 30-day cooling off period
Policies up to $10,000 are accidental death only for the first 12 months.
Policies above $10,000 are accidental death only for the first 24 months.
Our standard membership plan covers members until the age of 80. You have the choice of lifetime cover and can request a quote.
If premiums are not up to date for a 30 day period without letting us know your policy may end.

Here's another way we helped a Fair Wealth Australia member when they were let down by others...

George's father died and he was naturally devastated. Then the funeral director put pressure on him to pay for the funeral before the event.

He didn't have the money. So we sought to advance the claim for the insurance, and while we were managing that process, we advanced the money so George didn't have to worry.

It's another example as to how we provide more than just money when our members need us most.

Donald was in his 80s and a more dignified man we've never met.

No words could describe the feeling when we paid towards the funerals of both his beloved sons who died within a week of each other.

We were pleased to help to at least ease his financial stress and anxiety at such a time. No delays. No stress. We made it happen when he needed it.

"Having lost both sons with a week of each other, we were able to pay the money he needed without delay to at least go some way towards easing Donald's stress and anxiety."

"We provided the funds immediately while we awaited the insurance company process so the children were able to do what they needed to do."

Theodore finally took his retirement and went back to his native country where tragically both he and his wife were killed in a car accident.

The family needed to return their parents to Australia and bury them side by side as was their wishes.

We could not delay. We provided the funds immediately while we awaited the insurance company process so the children were able to do what they needed to do. immediately that they needed to do it.

You wouldn't know by looking at him, however, Frank was a war hero. He first came to the fund over an insurance matter after a hailstorm.

He complained of feeling faint and after the welfare officer took him to the repatriation hospital it was discovered that he had a brain tumour. He took medical retirement and paid all of his retirement money towards the house.

After he died the family struggled to put together enough funds for the funeral. With a donation from the Catholic Church, and the balance paid by the fund, he was able to have the burial he deserved.

"After Frank died, the family struggled to put together enough funds for the funeral. With a donation from the Catholic Church, and the balance paid by the fund, he was able to have the burial he deserved."

You may wish to consider a Funeral Savings Fund too.

A Funeral Savings Fund is a savings plan that helps you reach a financial target to pay for your funeral when that day arrives. Fair Wealth Australia membership includes a Funeral Savings Fund. However, we also offer these funds for non-members too.