Unveiling the Mystery: Understanding the Differences Between Sick and Accident Cover vs. Insurance
In the intricate landscape of financial security, it's crucial to decipher the difference between different forms of protection. Two...
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Membership Benefits
Who We Are
Membership to Fair Wealth Australia is $11 per week for the basic cover, protection, and coaching/counseling level. You're joining a not-for-profit organisation comprising a member community of fellow working Australians just like you who turn to us for support in matters of both mind and money. It's some peace of mind that comes with being better together than on our own, and an opportunity to get on top of things and grow in what can otherwise be a turbulent world.
Want to know more already?
How We Work
We generate income from a range of sources including membership fees, commission on loans, events, and other services that we offer the community, and then redistribute that money back into the membership base in the form of insurance cover, financial assistance, Life Coaching, Counselling and a range of other support services for our members.
You can join online now using the Membership Application Form
Or scroll down this page to see the list of Membership Benefits.
Membership Benefits
Our standard membership package is $11 per week and comprises a range of essential features to help support you in things mind and money.
This includes insurance cover, grants-based financial assistance, access to advisors to improve your finances, life coaching, mental health counselling, plus a range of other tools, events, advice, and support services.
You can also customise your membership by extending the coverage features as per the options listed in the table below.
Should you wish to speak to a representative, you can contact us at (02) 9633 1670 or email info@fairwealthaustralia.com.au, or complete the enquiry form.
Access to Discretionary Financial Grants
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Sick & Accident Self (up to $5,000)*
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*Option to access up to $10,000 +7.00 pw
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*Option to add Family Sick & Accident up to $5,000 +8.00 pw
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*Option to add Family Sick & Accident up to $10,000 +14.00 pw
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Financial Distress Grant
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Natural Disaster Grant (up to $1,000)
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Education Grant (up to $500)
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Family Funeral Grant
Access to Financial Specialists
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No-cost assistance to plan your home finances
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No-cost assistance to review your current loans
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No-cost assistant to review your current mortgage
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No-cost assistance to review your credit score
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No-cost assistance to secure a Personal Loan up to $80,000
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No-cost assistance to secure a new Car Loan (or any other vehicle)
Funeral Savings Account
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Setup of government-approved Funeral Savings Account
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Earn a guaranteed 5% interest
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Enjoy the benefit of compound interest over time
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Minimise the worry of funeral costs for your family
Insurance - Funeral Cover Self (includes to $5,000)
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Option to increase cover to $7,500 (+ $2.50 pw)
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Option to increase cover to $10,000 (+ $5.00 pw)
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Option to increase cover to $12,500 (+ $7.50 pw)
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Option to increase cover to $15,000 (+ $10.00 pw)
Life Coaching & Counselling Sessions
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Includes up to 10x sessions with standard membership
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Worth the cost of membership alone
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Option to get up to 20x sessions per year (+ $3.00 pw)
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Discounted sessions at $44 if all sessions for the year are used
Credit Health Check Sessions
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Includes 2x credit health check sessions per year at no cost
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Aim to reduce the interest you are paying every year
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Delivered by Financial Specialist
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Includes Mortgage Health Check
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Includes Credit Health Check (other loans)
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Includes Credit Score Review (to make borrowing easier)
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Direct savings to your household budget
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Option to increase to 4x sessions (+ $2.00 pw)
Range of Free Tools
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Quarterly digital-edition Fair Wealth Newsletter
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Guides and resources to help you manage your finances
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Further tools being added over time
Add-On Option: Funeral Insurance (Family)
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$5,000 coverage for cost of funeral for a family member (+ $2.50 pw)
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$7,500 coverage for cost of funeral for a family member (+ $5.00 pw)
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$10,000 coverage for cost of funeral for a family member (+ $7.50 pw)
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$12,500 coverage for cost of funeral for a family member (+ $10.00 pw)
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$15,000 coverage for cost of funeral for a family member (+ $12.50 pw)
How do I join?
You can join online using the Membership Application form.
More questions?
See our FAQs below, or visit our more extensive FAQ page.
Or call Customer Service on (02) 9633 1670.
Or email info@fairwealthaustralia.com.au.
Or visit our Contact Us page to make an online enquiry.
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