Membership Benefits

Who We Are


Membership to Fair Wealth Australia is $11 per week for the basic cover, protection, and coaching/counseling level. You're joining a not-for-profit organisation comprising a member community of fellow working Australians just like you who turn to us for support in matters of both mind and money. It's some peace of mind that comes with being better together than on our own, and an opportunity to get on top of things and grow in what can otherwise be a turbulent world. 

Want to know more already?

Visit the page:  Why Join Fair Wealth Australia 

How We Work


We generate income from a range of sources including membership fees, commission on loans, events, and other services that we offer the community, and then redistribute that money back into the membership base in the form of insurance cover, financial assistance, Life Coaching, Counselling and a range of other support services for our members. 

You can join online now using the Membership Application Form 

Or scroll down this page to see the list of Membership Benefits.

Membership Benefits

Our standard membership package is $11 per week and comprises a range of essential features to help support you in things mind and money.

This includes insurance cover, grants-based financial assistance, access to advisors to improve your finances, life coaching, mental health counselling, plus a range of other tools, events, advice, and support services. 

 

You can also customise your membership by extending the coverage features as per the options listed in the table below.

 

Should you wish to speak to a representative, you can contact us at (02) 9633 1670 or email info@fairwealthaustralia.com.au,  or complete the enquiry form.

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Access to Discretionary Financial Grants

  • Sick & Accident Self (up to $5,000)*

  • *Option to access up to $10,000 +7.00 pw

  • *Option to add Family Sick & Accident up to $5,000 +8.00 pw

  • *Option to add Family Sick & Accident up to $10,000 +14.00 pw

  • Financial Distress Grant

  • Natural Disaster Grant (up to $1,000)

  • Education Grant (up to $500)

  • Family Funeral Grant

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Access to Financial Specialists

  • No-cost assistance to plan your home finances

  • No-cost assistance to review your current loans

  • No-cost assistant to review your current mortgage

  • No-cost assistance to review your credit score

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Access to Loans

  • No-cost assistance to secure a Small Loan up to $3,000

  • No-cost assistance to secure a Personal Loan up to $80,000

  • No-cost assistance to secure a new Home Loan

  • No-cost assistance to secure a new Car Loan (or any other vehicle)

Funeral Savings Account

  • Setup of government-approved Funeral Savings Account

  • Earn a guaranteed 5% interest

  • Enjoy the benefit of compound interest over time

  • Minimise the worry of funeral costs for your family

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Insurance - Funeral Cover Self (includes to $5,000)

  • Option to increase cover to $7,500 (+ $2.50 pw)

  • Option to increase cover to $10,000 (+ $5.00 pw)

  • Option to increase cover to $12,500 (+ $7.50 pw)

  • Option to increase cover to $15,000 (+ $10.00 pw)

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Insurance - Journey Cover

  • Important now there is no Workers Compensation Scheme

  • Coverage against lost income

  • Covers accident to and from workplace

  • Up to 80-% of you existing income

  • To a maximum of $980 per week for 104 weeks

  • Includes death benefit of $50,000

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Life Coaching & Counselling Sessions

  • Includes up to 6x sessions at no-cost

  • Worth the cost of membership alone

  • Option to get up to 20x sessions per year (+ $3.00 pw)

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Credit Health Check Sessions

  • Includes 2x credit health check sessions per year at no cost

  • Aim to reduce the interest you are paying every year

  • Delivered by Financial Specialist

  • Includes Mortgage Health Check

  • Includes Credit Health Check (other loans)

  • Includes Credit Score Review (to make borrowing easier)

  • Direct savings to your household budget

  • Option to increase to 4x sessions (+ $2.00 pw)

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Range of Free Tools

  • Quarterly digital-edition Fair Wealth Newsletter

  • Online Financial Fitness Tracker / Dashboard (manage your personal budget)

  • Further tools being added over time

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Add-On Option: Funeral Insurance (Family)

  • $5,000 coverage for cost of funeral for a family member (+ $2.50 pw)

  • $7,500 coverage for cost of funeral for a family member (+ $5.00 pw)

  • $10,000 coverage for cost of funeral for a family member (+ $7.50 pw)

  • $12,500 coverage for cost of funeral for a family member (+ $10.00 pw)

  • $15,000 coverage for cost of funeral for a family member (+ $12.50 pw)

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How do I join?

You can join online using the Membership Application form.

 

More questions?

See our FAQs below, or visit our more extensive FAQ page.

Or call Customer Service on (02) 9633 1670.

Or email info@fairwealthaustralia.com.au.

Or visit our Contact Us page to make an online enquiry.

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